- Loan

Combining Loans With Savings

The car has been purchased in installments, as is customary, there are even more credit cards owed, and there is still a home loan taken during the renovation.

Each of these loans and credits generates multiple expense items each month in the form of various account management fees and charges .

There are excellent services for loan consolidation that will also compete for your loans, thus providing the best possible alternative for loan consolidation. Affordable interest rate and only one loan service charge . It is also much nicer to pay off only one loan per month when several individuals are involved.

Combining loans saves you on loan costs


One viable option for a consolidation loan is the Omalaina.fi service, which allows you to apply for a loan of up to USD 60,000 for a maximum repayment period of 15 years. Through the service, you can get a quote from up to 30 banks or lenders in one application , starting with an annual interest rate of 4.19%.

The service is easy to use , just add up your current loans and fill out a free loan application.

Your application will be forwarded to the lenders, who, based on their own risk analysis, will provide you with an offer.

Once you have received the offers, you can choose the loan that best fits your loan and pay off your old loans all at once.

Combining loans is profitable

Combining loans is profitable

Finns are accustomed to bidding for electricity, insurance and often mortgages.

In the case of smaller loans and credits, you may not have noticed the tendering, and you may not even think about the amount of the monthly cost of the various loans .

As with any other bidding process, bidding is free and does not bind you to anything . Feel free to ask for quotes and see if there is a service to match your loan needs.

bank combines your existing consumer credit, installment agreement and credit card debt into one loan by competing with 30 banks and finance companies. You can apply for credits up to $ 60,000 through competitive bidding.

A consolidation loan may be current if

A consolidation loan may be current if:

  • You are a Finnish citizen over the age of 18
  • You want to consolidate your loans for between $ 1,000 and $ 60,000
  • You do not want to look for a guarantor for your loan or any other collateral
  • You want to get rid of many individual loans and multiple loan costs
  • You want to save on your loan costs
  • You want a longer loan repayment period and better loan terms
  • You want one low interest rate

When applying for a compound loan, think about how much you can pay off your loan per month without putting your finances too tight.